Income Planning

Income Planning

Turning Your Retirement Savings Into a Reliable Paycheck

Retirement isn’t just about how much you’ve saved—it’s about how you turn those savings into income that lasts. At Flintridge Private Wealth, we design structured income plans that help you know where your money comes from, how long it will last, and how to use it with confidence.

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Forbes Best-In-State Wealth Advisor

2024, 2025, 2026

Selected based on a combination of qualitative and quantitative criteria, including industry experience, client service, and assets under management. No fee was paid for consideration. Learn More.

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Five Star Wealth Manager

2025, 2026

Award recipients are selected based on objective criteria, including client retention, industry experience, assets under management, and a regulatory review. No fee is required for consideration. Learn More.

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#3 on Barron's as Top 100 RIA Firms

2025

Barron’s rankings awarded in September 2025 based on prior 12-month data. NewEdge Capital Group is the award recipient. Flintridge Private Wealth and NewEdge Capital Group, LLC are not affiliated entities. Learn more.

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#8 on Forbes as America’s Top RIA Firms

2025

Forbes/Shook rankings awarded in October 2025 based on data from 3/31/24-3/31/25. NewEdge Capital Group is the award recipient. Flintridge Private Wealth and NewEdge Capital Group, LLC are not affiliated entities. Learn more.

Flintridge Private Wealth is a fee-only fiduciary advisory firm.

Income Planning That Brings Clarity to Retirement

Your working years come with a paycheck you can rely on. Retirement should feel the same—but with more structure and intention.

We help you build a clear income strategy that connects your investments, Social Security, pensions, and other assets into one coordinated plan designed to support your lifestyle.

Why Income Planning Matters

Retirement income is not automatic. Without a plan, withdrawals can become inconsistent, taxes can increase unexpectedly, and investments can be exposed to unnecessary risk.

We help you answer key questions like:

● How much can I safely spend each year?

● Which accounts should I withdraw from first?

● How do I reduce taxes on retirement income?

● What happens if markets decline early in retirement?

● How do I make my income last for life?

Building a Retirement Paycheck

A coordinated strategy for steady income

We design income plans that combine multiple sources into a structured retirement paycheck, including:

● Investment portfolio withdrawals

● Social Security benefits

● Pension income (if applicable)

● Tax-efficient distribution strategies

● Cash flow reserves for stability

The goal is to create consistency, reduce uncertainty, and give you confidence in your spending decisions.

Managing Risk in Retirement Income

Retirement income planning isn’t just about growth—it’s about protection.

We help you manage:

● Market volatility risk (sequence of returns risk)

● Inflation and rising cost of living

● Longevity risk (outliving your money)

● Tax exposure over time

● Unexpected healthcare or life expenses

Income you can understand. A plan you can trust.

At Flintridge Private Wealth, we turn retirement savings into a clear, structured income plan designed for real life. Our goal is simple: to help you spend confidently, reduce stress, and know your income is built to last.

Office Location

Visit Our Pasadena Office

Meet with the Flintridge Private Wealth team for personalized financial guidance and wealth management services tailored to your goals.

Pasadena Office

Flintridge Private Wealth

251 South Lake Avenue

Suite 800

Pasadena, CA 91101

Mon - Fri: 9:00 AM to 5:00 PM

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Advisory services offered through NewEdge Advisors, LLC, a registered investment advisor.

NewEdge Advisors, LLC (“NewEdge Advisors”) is a registered investment advisor. Advisory services are only offered to clients where NewEdge Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for information purposes. Past Performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by NewEdge Advisors unless a client service agreement is in place.

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